Okay, so I'm posting Tightwad Tuesday a day late on Wednesday instead. *Smile* I got a bit side tracked with our move but I'm back in the saddle again.. at least for this week.. and hope to post TT a bit more regularly.
I've learned some of my most frugal practices from the TWG. I like to make it a yearly goal to browse through it's pages to spark new frugal motivation so this year I decided to share some of my favorite frugal practices from TGW with you and hopefully start a few new ones.
The frugal tip for this week is keeping a journal of your spending expenses. I did try to keep tracking of how much I spent on groceries once and I definitely felt it was helpful. But, I've never tracked everything we've spent for an entire month.
This is a different financial season for my husband and I .. every penny LITERALLY counts with no room for error. Starting in October my budget dropped another $1,000 and we are now officially living below poverty level. Funny though ... I don't feel poor. :-) I am very, very blessed and well-taken care of by my Heavenly Father. Every need my husband and I have is abundantly met and many 'wants', too.
So, I'm considering keeping a journal in February. The purpose will be to monitor all 'optional' spending. There are still dollars slipping through my fingers and I'm hoping if I make an effort to write down every penny it might deter some unnecessary spending.
Do you keep a financial journal?
