tag:blogger.com,1999:blog-5609957991100287914.post4864978951340222824..comments2024-01-28T06:08:20.622-08:00Comments on Living on Less Money: Oh give me a home ... where the mortgage is low....A Woman that Fears the Lordhttp://www.blogger.com/profile/09028148446621304362noreply@blogger.comBlogger18125tag:blogger.com,1999:blog-5609957991100287914.post-45597503111355228342012-11-30T07:46:46.013-08:002012-11-30T07:46:46.013-08:00You are in California. So what I will say has perh...You are in California. So what I will say has perhaps zero bearing. *smile* In Indiana real estate is still fairly reasonable and a person can buy a plot of land (an acre or two or whatever) to put a "manufactured home" on. We bought our home "second hand"....16x80 and had a 16x30 sunroom built on (thus plenty of room for family gatherings)...Curt built on a nice front porch and a nice back porch. Our total outlay was maybe $40K or a bit more. We have no mortgage. With Curt's smallish pension we could not pay one.Kathy Waltersnoreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-12297782480826003462012-03-27T17:33:31.287-07:002012-03-27T17:33:31.287-07:00I am enjoying reading people's comments. I don...I am enjoying reading people's comments. I don't know when your family gathers but my mom and step-father used to get a lot of company as they lived in an ideal climate with a shorter winter. Their guests would arrive with modest tent trailers and set up in the driveway. That's where they would sleep at night. If you have a yard, they could put up tents and use the washroom in your home. It works for a few days and of course it has to be summer.Joyfulhttp://www.snapthatpenny.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-91554422821927005102012-03-27T17:29:38.086-07:002012-03-27T17:29:38.086-07:00That's a good news story! I love to hear those...That's a good news story! I love to hear those.Joyfulhttp://www.snapthatpenny.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-15324197603878773232012-03-27T16:55:04.238-07:002012-03-27T16:55:04.238-07:00This is exciting. Sounds like you already have a ...This is exciting. Sounds like you already have a place or at least an area in mind. The last place we lived we bought a fixer upper, paid cash and completely renovated it. It went from a convenience to a place we hated to leave but the Lord moved us here to take care of our grandson. I am eager to see where you will go!<br />Linda (OFG)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-479200323825860202012-03-27T12:18:05.257-07:002012-03-27T12:18:05.257-07:00I'm sure God will guide you to just the right ...I'm sure God will guide you to just the right place. And I'm guessing there will be some appreciation of being on your own in a house again ... here the trend for the young especially. is to move into neighborhoods their parents never would have, and slowly over time hope for change. I admire their desire to make a difference.podsohttps://www.blogger.com/profile/14880888514207597761noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-27299857345203158572012-03-27T10:19:25.053-07:002012-03-27T10:19:25.053-07:00Moving again. It will be very interesting to see w...Moving again. It will be very interesting to see where He leads you. I know God will provide. It could be interesting, a new experience again. I've thought if I was willing to move I might be better off financially but moving itself is so physically tiring at this point in my life. My dd is being challenged to downsize her stuff, by a friend that lives small and maybe that is the answer. Living small allows you to go where He leads. I'll have to pray about this one. You've got me thinking. LindaAnonymoushttps://www.blogger.com/profile/04994473436725815322noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-50876932044292823472012-03-27T09:11:23.521-07:002012-03-27T09:11:23.521-07:00We don't have to move. We are able to stay in ...We don't have to move. We are able to stay in our studio and keep my job as far as we know. The real estate market is so low right now that it's a good time to buy. Yes, the market is high here but we hope to find a home under $85,000. Our payments would be less than $400 a month. Lord willing...A Woman that Fears the Lordhttps://www.blogger.com/profile/09028148446621304362noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-6136051514919791572012-03-27T09:09:13.008-07:002012-03-27T09:09:13.008-07:00My husband's disability is from what he paid i...My husband's disability is from what he paid into Social Security for over 30 plus years. He made a very good salary so his monthly payment is considered on the higher end for disability. We haven't paid rent for 2 years.. that is why we were able to afford the medical insurance (along with my part time income). Yes, we are truly blessed.A Woman that Fears the Lordhttps://www.blogger.com/profile/09028148446621304362noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-73239422484479696162012-03-27T09:05:11.297-07:002012-03-27T09:05:11.297-07:00Our daughter in love and 2 of our grandchildren wo...Our daughter in love and 2 of our grandchildren would live nearby which would be a big perk! :-)A Woman that Fears the Lordhttps://www.blogger.com/profile/09028148446621304362noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-39027316047681181302012-03-27T09:03:58.825-07:002012-03-27T09:03:58.825-07:00Our stories are very similar.. aren't they? I&...Our stories are very similar.. aren't they? I'm thankful to hear that the Lord has provided and all is well. Yes, we don't always 'like' His plan do we? I love Amy Carmichael's saying, In acceptance lieth peace. So true.A Woman that Fears the Lordhttps://www.blogger.com/profile/09028148446621304362noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-46024485834483666292012-03-27T09:01:26.982-07:002012-03-27T09:01:26.982-07:00We have looked at mobiles but the space rent is $4...We have looked at mobiles but the space rent is $495 a month. They give rent increases of $10 a month each year following. We decided we cannot afford it with a fixed income. <br /><br />My real challenge is large family gatherings. How do you solve that problem?A Woman that Fears the Lordhttps://www.blogger.com/profile/09028148446621304362noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-24247408766724399692012-03-27T07:09:52.387-07:002012-03-27T07:09:52.387-07:00Can't wait to see where your next adventure le...Can't wait to see where your next adventure leads...Lauriehttps://www.blogger.com/profile/16064622532512376013noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-39008871121972986222012-03-27T06:38:52.315-07:002012-03-27T06:38:52.315-07:00We lost our income too and now live below the pove...We lost our income too and now live below the poverty line (what they say is the proverty line for 3). We bought a 34 year old mobile home, 875 sq. ft. We love it. Small yet very compact and exactly what we could afford (we paid cash for it). We are content. Can't wait to see what you get. HugsScrappy quilterhttps://www.blogger.com/profile/08643346408388508283noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-66944925380984174922012-03-27T05:21:14.115-07:002012-03-27T05:21:14.115-07:00I won't go into the details, but during the ec...I won't go into the details, but during the economic downturn of the last couple years, my husband and I lost EVERYTHING. Our family was virtually penniless and homeless. We lost our home, modest savings, and home equity. More than anything through that ordeal, I realized that God will do what He aims to do. His plans cannot be thwarted, however painful to us. Through His provision, we have landed in a modest home in a neighborhood I never would have chosen before, but we love it. We went from the suburbs to a more urban area. Our family adjusted well. We are safe. We are healthy. We are happy with less.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-48803720479404647972012-03-27T04:17:50.852-07:002012-03-27T04:17:50.852-07:00Drive, and if possible take a walk through, the ne...Drive, and if possible take a walk through, the neighborhoods at different times of day, get a feel for things, are school children walking home together, do you see people out walking their dogs, are the yards generally tidy, are people sitting on the front porch. Are there churches in the neighborhood, if so, what type of ministries and outreach programs do they provide for the community.<br />I think you will find that wherever you end up it will become your mission ground :)<br /><br />Blessings to you, and I pray that your housing search is fruitful.<br /><br />Bean<br />We lived in an inner city neighborhood for twelve years, and had no problems, the neighbors were friendly and the housing affordable. You do not have the worry of children and what school they will attend, so this broadens your choices, we opted for parochial school when we lived in the city.Beanhttps://www.blogger.com/profile/14484707482492844677noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-53996631999473404902012-03-27T02:31:13.338-07:002012-03-27T02:31:13.338-07:00I always enjoy catching up on your life, and pray ...I always enjoy catching up on your life, and pray that God will lead you to the "perfect" place.Doris Highhttp://www.xanga.com/cerwindorisnoreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-57701533416038158862012-03-27T00:13:56.040-07:002012-03-27T00:13:56.040-07:00It really is true where I live that renting can be...It really is true where I live that renting can be more expensive than a modest home with affordable mortgage, especially at today's low interest rates. However on a disability income here one would not be able to afford $1000 a month for insurance. In fact, $1000 a month is probably what you'd get on a disability income so that has to cover everything for the month. Of course I suppose that workplace disability income would be richer, about 2/3 of one's income. In this country, very, very few people would have work place disability benefits. So altogether I would say that God has really provided for you and he will continue to do so :-)Joyfulhttps://www.blogger.com/profile/09956413632864588646noreply@blogger.comtag:blogger.com,1999:blog-5609957991100287914.post-33357929472974929092012-03-26T23:41:33.222-07:002012-03-26T23:41:33.222-07:00Will you need to move again? California has verrrr...Will you need to move again? California has verrrry expensive real estate still I bet. <br /><br />Hugs,<br />CarolCarol Noren Johnsonhttps://www.blogger.com/profile/10103922738438801967noreply@blogger.com